I usually have the vet trim the kids' nails, as I don't see well enough, but money's tight, so hub and I have started a nail trimming schedule. Zippy had two fingernails that were were curling into the fingers next to them, so we cut those last night. Tonight we clipped his toenails. He doesn't like getting it done, but after getting nail trimmings two nights in a row, he was more relaxed with it this time. I hold the piggy, and hub clips the nail.
The vet has a tool like a soldering iron. It burns away the nail, so it grows back really slowly. It smells, but it works, and we don't have to do it very often. We figure, if we just keep clipping a little at a time, for five minutes at a time, we'll work our way through all the nails, no piggies will get bent out of shape in the process, and we'll save about $300/quarter.